For many people a mortgage is the biggest financial commitment that they make. We can help you choose the right mortgage because we are mortgage specialists that have access to the whole mortgage market; we are not tied to specific lenders. The criteria for mortgage lending, and therefore mortgage affordability, has become much more complicated. We can help you to work out what you can borrow and afford. We can recommend what type of mortgage or remortgage: interest only, repayment, buy-to-let or lifetime; will best suit your needs. We can simplify a process that for many is overwhelming and daunting. If you are busy at work, we understand. We can liaise over the phone, by email, during office hours, or at a time to suit you.
Start your property search by emailing us…
How we consult with you
Our service is all about delivering high quality advice and information at times to suit you. For a number of our clients, this means we never meet them face to face and conduct all our dealings over the telephone and via email. We are office based which means that we are always available to update you and answer your questions quickly and easily. Most of our clients choose to contact us during normal office hours but where this is not possible, we are always happy to find a suitable time.
Typically; we start with an initial discussion.This allows us to understand your circumstances and requirements. From there we are able to start providing information on products that would be suitable for you. This is normally done via email. Often our customers are at the beginning of a property search so our dialogue could continue for several months. We pride ourselves on being very responsive to our client’s needs so, whether you require an update on rates or an urgent decision in principle, we are on hand to help.
Finding the right mortgage product is one thing but getting a mortgage offer is altogether different. And this is where we really add value. Our sole objective is to get you what you want in the most painless way possible. When dealing with the banks this is not always straightforward, so we collect everything required from you and liaise on your behalf with the lender until the mortgage offer is produced.
Whether you are buying a new home or an investment property or wish to refinance an existing mortgage, we have the skills, tools and experience to help.