Repayment mortgages are the only method of paying your mortgage that guarantee; that the mortgage will be paid in full at the end of the mortgage term. Each mortgage payment is made up of both ‘capital and interest’. Our expert mortgage advisors can advise you on the most appropriate repayment method for your mortgage and; they can help you calculate how much you can afford to borrow. We have access to the whole of the mortgage market. Because we are not tied to specific lenders we can uncover fresh options for you.
Open the door to new mortgage options with us…
How we consult with you
Our office-based service is all about delivering high quality advice and information at times to suit you. We are always available to update you and answer your questions quickly and easily. Most of our clients are happy to contact us during normal office hours but where this is not possible, we are always able to find a suitable time. We never meet some of our clients face to face because it suits them to conduct all dealings over the telephone and via email.
We pride ourselves on being very responsive to our clients’ needs.
We start with a discussion that helps us to understand your circumstances and requirements. After that we are able to start providing information on products that would be suitable for you. We normally do this via email. Whether you require an update on rates or an urgent decision in principle, we are on hand to help. If our customers are at the beginning of a property search our dialogue could continue for several months.
Finding the right mortgage product is one thing but getting a mortgage offer is altogether different. And this is where we really add value. When dealing with banks and lenders this is not always straightforward. We collect everything required from you and liaise on your behalf until the mortgage offer is produced. Our sole objective is to get you what you want in the most painless way possible.
Whether you wish to refinance an existing mortgage, are buying a new home, or an investment property; we have the skills, tools and experience to help.