Category: Protection Insurance

1. Minimise inheritance tax This is potentially the biggest advantage, as, depending on your circumstances when you die, writing your life insurance policy in trust may save your beneficiaries up to 40% of the policy…

A quarter of UK adults with children under 16 have some form of financial protection, but that leaves 3 in 4 families unprotected against financial difficulties in the event of illness or loss of employment.…

With backlogs at the Passport Office and queues caused by extra security checks at airports making recent headlines, holiday makers might be forgiven for forgetting something that is just as important as a passport and…

Research has highlighted that over half of the owners of residential UK property with a mortgage (around 6 million homes in total) could be at risk because they don’t have protection insurance to cover their…

The New Year often brings resolutions that last for a while and then somehow get overtaken by events; that annual diet, the idea that a ‘dry January’ would be good, the promise to never play…

1. It pays out 90% of the time This infographic below from LifeSearch shows that, on average, people believe only 38% of protection insurance claims get paid. But the companies who provide life cover, income…

How does it work? The UK is one of the few places in the world where there is a free health service for all, so why might you choose to pay for private medical care?…

You may have noticed Jessica Ennis appearing on adverts like this one recently, promoting ‘Vitality’, which makes sense, given the fact that she is, to most people, the embodiment of the word. ‘Vitality’ is in…

(And how can critical illness insurance help you meet them?) Macmillan Cancer Support has released a report which forecasts that, by 2020, nearly half the UK population will get cancer at some point during their…