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Tag: West Sussex IFA

Help to Buy – what happens next?

10,000 new buyers in just 4 months Help to Buy is the Government scheme, announced in the March 2013 Budget, for the UK mortgage and property market. It is aimed at helping home buyers who…
Posted in Mortgages
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Inheritance Tax Planning

Inheritance Tax (IHT) is simply a tax on the money or possessions you leave behind when you die. It also applies to some gifts you may make while you are still alive. A certain amount…
Posted in Financial Planning
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Private medical insurance – is it worth it?

How does it work? The UK is one of the few places in the world where there is a free health service for all, so why might you choose to pay for private medical care?…
Posted in Protection Insurance
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Savers alert: National Savings & Investments (NS&I) reducing rates

Amongst all the good news about the Government’s Funding for Lending Scheme’s positive effects on the First Time Buyer market and how a jump in house prices means that capital growth is returning for buy…
Posted in Investments
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Jump in house prices: capital growth is returning for buy to let investors

The Nationwide Building Society’s latest house price index data shows that the cost of an average home in the UK has increased to £168,941, which is up by 4% since the beginning of this year.…
Posted in Mortgages
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Annuities versus Income Drawdown – which is the best pension option?

When you retire, your pension does not, in itself, provide an income to support you. In fact you have to make some key decisions about how to convert your pension ‘pot’ into an income stream;…
Posted in Pensions
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What are the costs of surviving cancer?

(And how can critical illness insurance help you meet them?) Macmillan Cancer Support has released a report which forecasts that, by 2020, nearly half the UK population will get cancer at some point during their…
Posted in Protection Insurance
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How to get a return on your savings in a low interest world

Sir Mervyn King chose the theme to Channel 4’s cricket coverage, Mambo No 5 by Lou Bega, as one of his ‘desert island discs’ when featured as a castaway on BBC Radio 4 recently. He…
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Equity Release – could it provide you with a better retirement?

You may have seen articles in the national press about how people in retirement who are ‘asset rich’ but ‘cash poor’ - i.e. they own a valuable property but have a relatively low income -…
Posted in Equity Release
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Enhanced and Impaired Life Annuities for a higher retirement income

Are you – or is someone you know - approaching retirement age and interested in maximising the income you could get from your pension? Open Market Option Purchasing an annuity allows you to convert your…
Posted in Pensions
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