Category: Mortgages

This month the Bank of England has yet again held UK interest rates at the record low of 0.5%. The Bank Rate (sometimes called the ‘Base Rate’) has now remained unchanged for more than six…

Average house prices at £200,000, an all time high The Halifax’s latest index shows that the average UK house price has hit an all-time high at £200,280, with annual house price inflation (HPI) now running…

Mortgage interest rates have never been lower, and this applies to Buy to Let (BTL) as well as residential mortgages. If you haven’t reviewed the financing of your BTL property recently, now is the time.…

The UK property market is likely to resume ‘business as usual’ now that the uncertainty over the General Election result has been removed. Buyers and sellers who were waiting to see the policies that would…

1. Using an advisor saves you time and hassle. Applying for and being offered a suitable mortgage at a competitive rate can be quite a saga. Recent changes in regulations mean that lenders must follow strict…

The Bank of England has recently reported that fixed rates are at record lows. So could the next few months ultimately prove the best time in history to take out a fixed rate mortgage? The…

Recent excitement in the media about self-build properties has focused on the latest construction material to be used successfully – namely straw. The first straw houses to be offered on the open market in the…

House price inflation – the annual growth in average house prices – increased to 12.1% in the year to the end of September, according to the Office of National Statistics (ONS). This was driven by…

If your answer is ‘I’m not sure’ to either of these questions, then you may not know how a rise in the Bank of England Bank Rate (also known as the ‘Base Rate’) might affect…

Average house prices at all time high The Nationwide Building Society’s latest house price index data shows that the UK average house price has hit an all-time high at £186,500, with annual house price inflation…