Tag: income

Brains versus brawn; is a university education worth the investment?

29th Aug 2017

Brains versus brawn; is a university education worth the investment?

Tags: Chichester-based IFA, disposable income, equity release, financial advice, financial services, household, IFA, income, investment, later-life, local IFA, MarchwoodIFA, retired, retirees, rich and poor gap, savings, university education

Falling income; budget and savings planner

27th Jun 2017

By Hamish Gairns

Falling income budget and savings planner

Posted in Financial Planning

Tags: buget, finance plan, IFA, income, Independent Financial Advisor, interest rate, ISA, Lifetime ISA, living costs, loans, minimum wage, mortgage, NLW, pension, savings, wages

Protecting nest eggs

28th Apr 2017

By Hamish Gairns

Protecting nest eggs

Posted in Investments

Tags: contributions, death benefits, flexible drawdown, help to buy ISA, homeowner, income, Investments, Lifetime ISA, pensions, retirement, savings, whole of life policy

Time to assess finances before the tax year changes

19th Jan 2017

By James Mayne

Time to assess finances

Posted in Budget summary

Tags: autumn statement, equity release, Equity Release Council, ERC, first time buyer ISA, help to buy ISA, income, lifetime mortgage, Living Inheritance Planning, mortgages, pension pots, savings, savings bond, tax-free allowance

Autumn Statement

29th Nov 2016

By Richard Smith

Autumn statement

Posted in Budget summary, Investments

Tags: autumn statement, Chancellor, family, GDP, income, infrastructure, insurance premiums, living costs, pensions, savings, technology, transport, wages, work

Generation rent explained; homeowner options

25th Jul 2016

By James Mayne

Generation rent explained

Posted in Equity Release, Mortgages

Tags: 75% mortgage, co-living, Equity Loan, equity release, first time buyer ISA, generation rent, government scheme, homeowner, house prices, house wealth, income, Investments, ISA, lifetime mortgage, London borough mortgage, new-build mortgage, pensioner, retiree, retirement income

House prices in London outstrip the global market

House prices in London and Britain outstrip the global market

29th Jan 2016

By Hamish Gairns

House prices in London outstrip the global market

Posted in Mortgages, Protection Insurance

Tags: affordability, Britain, house-price index, housing demand, housing supply, income, investability, landlord tax, life assurance, London, Office for National Statistics, ONS, pay, property, rental income, Rics, Royal Institute of Chartered Surveyors, the Economist

Largest amount of equity release lending ever recorded – £1.4bn in 2014

23rd Feb 2015

By James Mayne

• Annual lending total is the highest since records began in 1992 • More than 21,000 new customers in 2014 – the most recorded since 2008 The total value of equity release lending reached almost £1.4bn (£1.38bn)…

Posted in Equity Release

Tags: assets, drawdown, equity release, income, property

Case study: Commission-based earnings

26th May 2014

By James Mayne

Through one of our local estate agency contacts we were asked to contact their clients who were struggling to arrange a mortgage on their purchase. They had spoken to their own bank and one of…

Posted in Mortgages

Tags: affordability, commission, credit, income, mortgage, sales, self-employed