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Category: Pensions

7 good reasons to pay into a pension before April

As the end of the tax year approaches and the new pension rules come into effect in April, here at Marchwood IFA we have identified 7 reasons why you might want to consider making the…
Posted in Financial Planning, Pensions
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Are you ready for the pension changes in April 2015?

In his 2014 Budget, Chancellor George Osborne announced a set of radical pension reforms, some of which are already in effect. Others are due to come into force in April 2015, having been confirmed in…
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Small business owner? 5 reasons why auto-enrolment is not boring!

Auto Enrolment (AE), the scheme by which millions of workers are being automatically enrolled into a workplace pension by their employer, has been a great success so far. The big businesses who have already joined…
Posted in Pensions
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Budget 2014: Radical Pension Reform

In his 2014 Budget, the Chancellor of the Exchequer announced the most radical pension reforms in almost a century. Some of the changes are already in effect; others are proposed and subject to consultation before…
Posted in Pensions
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Auto-enrolment: 5 top tips for employers

Auto Enrolment (AE), the scheme by which millions of workers are being automatically enrolled into a workplace pension by their employer, has been a great success so far. More than two million new AE pension…
Posted in Pensions
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5 reasons to maximise your annual pension contributions before year-end

As the end of the tax year approaches, here at Marchwood IFA we have identified 5 reasons why you might want to consider making the most of your pension contributions now. If you are interested…
Posted in Pensions
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2014 – Time to get your finances into shape

The New Year often brings resolutions that last for a while and then somehow get overtaken by events; that annual diet, the idea that a ‘dry January’ would be good, the promise to never play…
Posted in Financial Planning, Investments, Mortgages, Pensions, Protection Insurance
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Changes to the ‘tax-free lump sum’ you can withdraw from your pension

There has always been a strong argument in favour of saving for retirement via a company or personal pension, mainly due to the substantial tax-relief that that pensions attract, especially for higher-rate tax payers. However,…
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Pensions auto-enrolment: advice for employers and employees

Workplace pensions law has changed. In the biggest pension revolution since wartime prime minister David Lloyd George introduced state pensions, millions of workers are being automatically enrolled into a workplace pension by their employer. Once…
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Annuities versus Income Drawdown – which is the best pension option?

When you retire, your pension does not, in itself, provide an income to support you. In fact you have to make some key decisions about how to convert your pension ‘pot’ into an income stream;…
Posted in Pensions
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