Category: Mortgages

Property investors across the South Coast are reassessing their strategies as the buy-to-let market enters a new phase in 2025. With mortgage rates stabilizing between 5-6% and new stamp duty regulations taking effect, understanding the…

The mortgage landscape is shifting dramatically in 2025, bringing fresh hope to first-time buyers across Portsmouth and Hampshire. With the Bank of England cutting interest rates to 4.25% in May 2025 and mortgage rates dropping…

Mortgage lending criteria are an important consideration for borrowers navigating the UK home market in 2025. Whether you are a first-time buyer, an existing homeowner, or an investor looking into a buy-to-let mortgage, changes in…

Understanding the ever-changing mortgage market can be overwhelming, especially during times of economic uncertainty. Inflation plays a significant role in shaping interest rates, directly impacting borrowing capacity and the cost of monthly repayments. With the…

Mortgage expert James Mayne explains how the housing market recovery continued through September. According to mortgage lender the Nationwide annual house price growth was at 5.0% in September. This is the highest rate since September 2016.

Mortgage expert James Mayne explains the housing market restart and the stamp duty holiday. After the fourth consecutive month of house price decline, Chancellor Rishi Sunak announced a temporary stamp duty holiday which is aimed at restarting the housing market.

Property window shopping, Marchwood IFA expert mortgage advisors

Interest only mortgages are homeowner loans where repayments only consist of interest charged on the total amount of capital borrowed. The Mortgage Market Review (MMR) of 2014 made changes to mortgage lending rules in response…

Affordable first time buyer mortgages

Southeast housing market remains strong